FHA home loans allow you to put down as little as 3.5% of the purchase price. FHA also allows you to use gift funds for your entire downpayment.
Easy Credit Criteria
FHA home loans are more flexible when it comes to your credit score and credit history allowing those with less than perfect credit to qualify for better rates.
Low Closing Costs
The FHA home loan program allows us to offer lower closing costs and even allows the seller to cover some or all of your closing costs.